{"_note":"Affordability in America (build-affordability.py -> site/affordability-in-america.html). Dated hand-entered figures live here; price indexes, grocery prices, income and home prices come from afford-history.json (FRED, refreshed by the generator). Update cars quarterly (Edmunds/KBB/Cox/Experian), income yearly (Census Sept; BLS weekly earnings quarterly).",
"asof":"2026-10-27",
"income":{"year":2025,"median":87460,"median2024":83160,"src":["Census, Income in the United States: 2025 (table H-10)","https://www2.census.gov/programs-surveys/cps/tables/time-series/historical-income-households/h10ar.xlsx"],
 "byAge":[["Under 25",60870,60150],["25–34",94880,90020],["35–44",114100,106000],["45–54",120100,116700],["55–64",99320,91510],["65 and over",59680,56490],["65–74",68800,65030],["75 and over",50880,47690]],
 "weekly":{"q":"Q3 2026","src":["BLS usual weekly earnings, table 3","https://www.bls.gov/news.release/wkyeng.t03.htm"],"rows":[["16–19",682,704,621],["20–24",802,843,740],["25–34",1173,1228,1103],["35–44",1414,1536,1263],["45–54",1407,1563,1230],["55–64",1376,1545,1177],["65 and over",1165,1278,1042]]}},
"cars":{"atp":50562,"atpMonth":"September 2026","atpRecord":50614,"atpSrc":["Kelley Blue Book ATP report, Sept 2026","https://www.coxautoinc.com/insights/sept-2026-atp-report/"],
 "usedListing":27235,"usedMonth":"September 2026","usedSrc":["Cox Automotive used inventory, Sept 2026","https://www.coxautoinc.com/insights/used-vehicle-inventory-september-2026/"],
 "newPay":787,"usedPay":582,"newAmount":44664,"newAPR":7.0,"term84share":25.5,"q":"Q3 2026","edSrc":["Edmunds Q3 2026 financing data","https://www.globenewswire.com/news-release/2026/10/01/3373320/0/en/new-car-financing-records-pile-up-in-q3-as-buyers-borrow-more-and-stretch-loans-longer-according-to-edmunds.html"],
 "history":[[2015,33500,483],[2019,37000,554],[2021,42000,636],[2022,47000,717],[2023,48000,739],[2024,48400,742],[2025,49500,756],[2026,50562,787]],
 "historyNote":"ATP (KBB, December of each year; 2026 = September) and average new-car payment (Edmunds Q4; 2026 = Q3), rounded."},
"housing":{"mortgage":null,"src":["FRED MSPUS (median sales price of houses sold) and MORTGAGE30US","https://fred.stlouisfed.org/series/MSPUS"]},
"groceries":{"basket":[["eggs","Eggs, dozen (grade A, large)"],["milk","Milk, gallon (whole)"],["bread","Bread, white, pound"],["beef","Ground beef, pound (100% beef)"],["chicken","Chicken breast, pound (boneless)"],["coffee","Coffee, pound (ground roast)"],["bananas","Bananas, pound"],["rice","Rice, white, pound"],["potatoes","Potatoes, white, pound"]],"src":["BLS average price data via FRED (APU series)","https://fred.stlouisfed.org/categories/32455"]}}