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Lease vs Buy

Same car, same term โ€” which one actually costs you less? Buying keeps equity; leasing doesn't.

๐Ÿฆ Finance (buy) terms
๐Ÿ“„ Lease terms

๐Ÿฆ Buy

๐Ÿ“„ Lease

"Net cost" = everything you pay over the term, minus the resale value you keep if you buy. Buying usually wins if you hold the car past the loan; leasing can win on monthly cash flow and if you trade often. Residual and resale are estimates โ€” the gap between them is the heart of the decision. Estimates only.