Terms of Use

These Terms of Use (“Terms”) govern your use of the TAuto tools and the Playground website operated by [YOUR NAME / COMPANY] (“we,” “us”). By using the site, you agree to these Terms. If you don’t agree, please don’t use the site.

1. What these tools are — and are not

The TAuto tools (including TAuto Quick Deals, calculators, VIN decoder, and document templates) are provided as free informational and organizational tools. They produce estimates and worksheets only. They do not:

• provide financial, tax, legal, lending, or insurance advice;
• create, execute, or finalize any binding contract, loan, lease, or sale;
• guarantee any price, payment, value, rate, tax amount, fee, or approval;
• replace the documents, disclosures, and signatures provided by a licensed dealer, lender, or DMV.

Any actual purchase, financing, lease, or trade happens between you and a dealer/lender using their official documents. Always verify every number and requirement with your dealer, lender, insurer, and DMV before relying on it or signing anything.

2. Estimates & data accuracy

Tax rates, fees, residuals, valuations, depreciation, and similar figures are estimates that may be out of date or incorrect for your situation. Vehicle decode information comes from third-party databases (e.g., U.S. NHTSA) and may be incomplete. You are responsible for confirming accuracy.

3. Electronic signatures

Any signature feature is provided for your own convenience and recordkeeping. A signature captured here is not a substitute for a legally executed contract, which must be completed through your dealer’s and lender’s own approved process. We make no representation that a signature captured with these tools satisfies any specific legal or lender requirement.

4. Accounts & your content

If you create an account, you are responsible for your login and for the accuracy and lawfulness of the information you enter (including any customer information). You must have the right to enter and store any personal information you provide, and you agree not to misuse the Services or upload unlawful content. See our Privacy Policy for how data is handled.

5. No warranty

The Services are provided “as is” and “as available,” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Services will be uninterrupted, error-free, or secure.

6. Limitation of liability

To the fullest extent permitted by law, [YOUR NAME / COMPANY] will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss arising from your use of (or inability to use) the Services or reliance on any estimate or output. [Optionally cap total liability, e.g., “our total liability will not exceed US $100.”]

7. Third-party services & links

The Services may load or link to third-party services (hosting, databases, news feeds, data lookups). We are not responsible for their content, availability, or practices.

8. Changes

We may update these Terms or the Services at any time. Continued use after changes means you accept the updated Terms.

9. Governing law & contact

These Terms are governed by the laws of [YOUR STATE], without regard to conflict-of-laws rules. Questions: [CONTACT EMAIL].