Car deals this month: October 2026
The offers worth driving for, from the manufacturer programs as tracked by the deal sites linked below. Most offers end Nov 2–4, 2026. Bank average 60-month new-car rate: 7.54%, so any 0% offer is worth thousands. Updated 2026-10-27.
| Brand | Model | Type | Offer | Ends | Note |
|---|---|---|---|---|---|
| Kia | Niro EV | Financing | 0% for 72 months + $3,500 cash | Nov 2 | The month's best combined offer: zero interest and cash on the same car. |
| Chevrolet | Silverado 1500 | Financing | 0% for 60 months | Nov 2 | Full-size truck at zero; stacks with trade assistance in some regions. |
| GMC | Sierra 1500 | Financing | 0% for 60 months | Nov 2 | Same program as the Silverado. |
| Hyundai | Santa Fe | Financing | 0% for up to 60 months | Nov 3 | Three-row at zero while inventory is up. |
| Hyundai | Tucson | Financing | 0% for up to 60 months | Nov 3 | Compact SUV; hybrid excluded in most regions. |
| Mazda | CX-90 (gas) | Financing | 0% for 60 months | Nov 2 | Most of the country; PHEV has a separate lease deal. |
| Land Rover | Range Rover Velar | Financing | 0.9% for up to 72 months + up to $2,000 conquest cash | Nov 2 | No trade-in required for the conquest cash. |
| Subaru | Solterra | Financing | 0% APR | Nov 2 | EV clearance; check lease too. |
| Ford | Mustang Mach-E | Financing | 3.9% APR + $1,500 cash | Nov 2 | Rate plus cash on a 2026 model. |
| Audi | RS e-tron GT | Cash back | Up to $20,000 cash back | Nov 2 | Largest cash offer tracked this month. |
| Volkswagen | ID.4 | Cash back | Up to $12,500 cash back | Nov 2 | Large EV rebate as the credit-free market resets. |
| Mazda | CX-90 PHEV | Lease | Top lease value this month (lease ratio 0.94%) | Nov 2 | Lease payment under 1% of MSRP per month. |
Sources: CarsDirect: best 0% APR deals, October 2026 · Autotrader: best car deals, October 2026 · FindTheBestCarPrice: October 2026 deals · Kelley Blue Book: best EV deals, October 2026. Offers vary by region and credit tier; confirm the program number on the dealer's quote.
0% vs rebate
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How to use the offers
- 0% APR usually replaces the cash rebate; run both through the loan comparison calculator with your bank's rate to see which is cheaper.
- Offers are regional and change on the 1st; the dealer's quote must show the program, not just the payment.
- Longer 0% terms (72 months) keep you underwater longer; take the shortest term you can afford.
- Conquest and loyalty cash require proof of ownership of a competing or same-brand vehicle.